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Trading and investing: what the numbers really say
Trading pays no wage: you keep your profit or you carry your loss. EU regulators’ 2018 figures show that 74% to 89% of retail CFD accounts (contracts for difference, a leveraged bet on a price) lost money.

In trading you can lose your money as well as your time, and it can happen fast. The figures here come from regulators, not from people selling courses. Nothing here recommends a trade, a market or a broker.
Ways to earn here

VOLTIXPay slip
60%
of the full price, every renewal
✓ Checked 10 Nov 2026
VOLTIX referral program
Share your link and keep 60% of every full-price plan your people buy, every time they renew.

Day tradingPay slip
74–89%
CFD accounts lose
✓ Checked 5 Nov 2026
Day trading
What regulators’ numbers say, and the US rule that ended in June 2026.

ForexPay slip
74–89%
CFD accounts lose
✓ Checked 5 Nov 2026
Forex trading
What regulators say, and why leverage cuts both ways.

DividendsPay slip
$30,000
for $100 a month
✓ Checked 5 Nov 2026
Dividend stocks
What it takes for dividends to matter.
Compare the real numbers
| Way to earn | You need | You keep | Paid out at |
|---|---|---|---|
| VOLTIX referral program | A free account | 60% of the full price, on every renewal (30% with a discount code) | From $20 |
| Day trading | Money you can afford to lose | No pay: only your own profit or loss | Not applicable |
| Forex trading | Money you can afford to lose | No pay: only your own profit or loss | Not applicable |
| Dividend stocks | Money to invest | Taxable in the US. Not guaranteed | Set by the company |
The catch
- ESMA reported in 2018 that 74% to 89% of retail CFD accounts lost money.
- The CFTC says you can lose most or all of your forex money very quickly.
- Investor.gov says day trading can bring substantial losses in a very short period of time.
- Anyone selling a guaranteed return is selling something else. Check that they are registered with your regulator.
Truth checks
Sources
- Investor.gov (US SEC): day trading, checked 5 Nov 2026
- ESMA: restrictions on CFDs, checked 5 Nov 2026
- CFTC: forex fraud advisory, checked 5 Nov 2026
- IRS Topic 404: dividends, checked 5 Nov 2026
- E*TRADE: pattern day trader rule change, checked 5 Nov 2026