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What does Etsy really take from a sale?

On a $20 US sale you would keep about $17.65 after Etsy’s three main fees, or about $14.65 if the order came from an Offsite Ad.

✓ Checked 5 Nov 2026 against Etsy’s own help pages · Next check 5 Feb 2027
Handmade clay pots on a wooden table

Three fees apply to each sale: $0.20 to list, 6.5% of the order, and payment processing, which is 3% + $0.25 for a US bank account. Shipping counts towards the 6.5%. Offsite Ads can add 15% on orders they bring in.

What do you need for Etsy?

  1. Something Etsy allowsEtsy has its own rules on what you may sell, so read them first.
  2. A shop and a bank accountYour processing rate depends on where your bank account is.
  3. Photos and listingsEach listing lasts 4 months, then renewing it costs another $0.20.

What comes off each sale

CostAmountWhat it means
Listing fee$0.20Per listing, for 4 months, sold or not
Transaction fee6.5%On the total order, shipping and gift wrap included
Payment processing (US)3% + $0.25Varies by country, and comes on top of the 6.5%
Offsite Ads15% or 12%Only on orders from those ads. 12% once a shop has made $10,000 in 365 days

On a $20 sale with no shipping: $1.30 transaction fee, $0.85 processing and $0.20 listing, which is $2.35, so you keep $17.65. An Offsite Ads order adds $3.00. These are our sums on Etsy’s rates.

What it adds up to

Sales of a $20 itemBuyers payYou keepIf every order came from Offsite Ads
10 sales$200.00$176.50$146.50
50 sales$1,000.00$882.50$732.50
100 sales$2,000.00$1,765.00$1,465.00

No shipping, a US bank account, before materials and postage. Our sums on Etsy’s numbers above: an example, not a promise.

When does Etsy pay you?

QuestionAnswer
New sellersFunds generally eligible 14 days after a sale, and it can take longer
ReserveEtsy can hold back part of each sale for shops without a track record. Adding tracking can release it
New bank detailsA 5-day hold applies
Paid out atDeposit minimums vary by location

What is the catch with Etsy?

  • You pay the listing fee whether or not the item sells.
  • If an item with several in stock sells, the listing renews and you pay $0.20 again.
  • Small shops can opt out of Offsite Ads. Once a shop has made $10,000 in any 365 days, it cannot.
  • Fees are only part of it: materials, shipping and your own time are not counted here.

How to start with Etsy

  1. Check what you may sellRead Etsy’s rules for your product type.
  2. Price with the fees inRun the $20 sum on your own price.
  3. Decide on Offsite AdsIf you are under $10,000, choose whether to opt out.
  4. Check your country’s rateProcessing fees differ by where your bank account is.

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