Extra income online in retirement
On the figures here, skilled work pays more an hour than small tasks. Be careful with anyone who wants your savings moved.

What suits a lifetime of experience
| Way | Why it fits | What it really pays |
|---|---|---|
| Writing and copywriting | Your knowledge of an industry | US writers’ median $36.98 an hour, employed |
| Writing a book | No boss and no deadline | 35% or 70% on ebooks |
| Admin for small firms | Office skills transfer | US employed median $22.86 an hour |
| Selling crafts on Etsy | Turn a hobby into sales | About $17.65 from a $20 US sale, before costs (our sum) |
Check this first
- Your pension or benefitsEarning can cut what you receive. In the US in 2026, below full retirement age, $1 of benefit is withheld for every $2 you earn above $24,480, and net self-employment income counts, say AARP and others. Check your own country’s rule.
- Your taxExtra income can be taxable, even if you are retired.
- Your savingsKeep them out of it. Nothing here needs you to invest your retirement money.
“It is not the place to put any money that you cannot afford to lose, such as retirement funds.”The US CFTC, on forex
Scams aimed at savers
- Only scammers guarantee profits or big returns, the FTC says.
- A stranger offering to manage your money or crypto is a warning sign.
- Never move savings because someone online told you to.
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Sources
- O*NET (US Department of Labor): Writers and Authors, checked 5 Nov 2026
- O*NET (US Department of Labor): Secretaries and Administrative Assistants, checked 5 Nov 2026
- Kindle Direct Publishing: eBook royalties, checked 5 Nov 2026
- Etsy Help: fee basics, checked 5 Nov 2026
- CFTC: forex fraud advisory, checked 5 Nov 2026
- FTC: what to know about cryptocurrency scams, checked 5 Nov 2026
- AARP: work and your Social Security benefit, checked 5 Nov 2026
- Motley Fool: 2026 Social Security earnings-test limits, checked 5 Nov 2026
- Retirement Literacy Foundation: earnings limit 2026, checked 5 Nov 2026