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Passive income calculator

Enter the income you want and a yearly rate, and see how much money it would take first.

✓ Checked 5 Nov 2026 · Next check 5 Feb 2027

Passive income from money starts with money. This is plain arithmetic, so it is only as good as the rate you enter, and no rate is promised.

Your numbers

Money you would needPay slip
$37,500.00
to earn $100.00 a month after tax
A year, after tax
$1,200.00
A year, before tax
$1,500.00
At 0.38%, the FDIC savings rate
$394,736.84
✓ Checked 5 Nov 2026

How the sum works

  1. Yearly incomeYour monthly figure times 12.
  2. Before taxThat sum divided by what tax leaves you.
  3. Money neededThe yearly sum divided by your rate.

Keep in mind

  • This is arithmetic, not a forecast.
  • Returns can fall, and investments can lose money.
  • 0.38% is the FDIC’s national rate on savings for October 2026.

The full rules are on our Savings interest page.

Sources