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How to earn money using only your phone

A phone is enough for some real work. Here is what each route pays, what it needs, and why apps that promise $100 a day are a different thing.

✓ Checked 5 Nov 2026 · Next check 5 Feb 2027
A man on a sofa looking at his phone

What a phone can do

WayWhat it paysWhat it needs
Userlytics studies$10 to $50 a studyUserlytics says its studies work on desktop or mobile
YouTube Shorts45% of your share of the pool1,000 subscribers to join; 10 million views in 90 days, monthly from February 2027
TikTok Creator RewardsNo official rate. Reports: $0.40 to $1 per 1,000 qualified views10,000 followers and 100,000 views in 30 days
Reselling appsFees from 0% to 20%, by appThings to sell
SwagbucksPoints: 100 SB = $1Time for small tasks

The apps to walk away from

An app that promises $100 a day for tapping your screen is a different thing. See our truth check, and the list of apps that do pay.

Before you pay anyone

  • The FTC says honest employers will never ask you to pay to get a job.
  • An offer that has you deposit a cheque and send some money on is a scam, the FTC says.
  • A message you did not ask for, promising easy work, is how task scams begin.

Read next

Sources

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