How to earn money using only your phone
A phone is enough for some real work. Here is what each route pays, what it needs, and why apps that promise $100 a day are a different thing.

What a phone can do
| Way | What it pays | What it needs |
|---|---|---|
| Userlytics studies | $10 to $50 a study | Userlytics says its studies work on desktop or mobile |
| YouTube Shorts | 45% of your share of the pool | 1,000 subscribers to join; 10 million views in 90 days, monthly from February 2027 |
| TikTok Creator Rewards | No official rate. Reports: $0.40 to $1 per 1,000 qualified views | 10,000 followers and 100,000 views in 30 days |
| Reselling apps | Fees from 0% to 20%, by app | Things to sell |
| Swagbucks | Points: 100 SB = $1 | Time for small tasks |
The apps to walk away from
An app that promises $100 a day for tapping your screen is a different thing. See our truth check, and the list of apps that do pay.
Before you pay anyone
- The FTC says honest employers will never ask you to pay to get a job.
- An offer that has you deposit a cheque and send some money on is a scam, the FTC says.
- A message you did not ask for, promising easy work, is how task scams begin.
Read next
Way to earnVOLTIX referral program60% of the full price, every renewalGuideGetting paid fastGuidePaid by PayPalGuideHow to make money onlineSee allWhat works in your countrySee allTruth checks
Sources
- Userlytics: paid UX testing, checked 5 Nov 2026
- YouTube Shorts monetization policies, checked 5 Nov 2026
- YouTube partner earnings overview, checked 5 Nov 2026
- Gemlist: TikTok Creator Rewards requirements 2026, checked 5 Nov 2026
- Toptal: how to join the TikTok Creator Rewards Program, checked 5 Nov 2026
- Multilogin: TikTok Creator Rewards Program, checked 5 Nov 2026
Show the other 5 sources, each with the day we read it
- Margeo: reseller fees 2026, checked 5 Nov 2026
- Vendoo: a reseller’s guide to marketplace fees, checked 5 Nov 2026
- Voolist: marketplace selling fees compared 2026, checked 5 Nov 2026
- Finder: Swagbucks review 2026, checked 5 Nov 2026
- FTC Data Spotlight: Paying to get paid (12 Dec 2024), checked 5 Nov 2026