How to earn money online in the USA
The platforms below are open to you. The real catch is tax: self-employment tax of 15.3% comes on top of income tax.

Open from the USA: YouTube Partner Program, AdSense electronic transfer, Selling on Etsy, Shopify Payments, Prolific studies and TikTok Creator Rewards. Being on a platform is one thing, and getting the money out is another.
What works from the USA
| Method | Status | What we found |
|---|---|---|
| YouTube Partner Program | ✓ Available | The USA is on Google’s list of program countries. |
| AdSense electronic transfer | ✓ Available | Listed on Google’s electronic transfer list. |
| Selling on Etsy | ✓ Available | Payment processing is 3% + 0.25 USD, on top of Etsy’s 6.5% transaction fee. |
| Shopify Payments | ✓ Available | On Shopify’s supported country list. |
| Prolific studies | ✓ Available | On Prolific’s country list. Cash-out from $6 or £6. |
| TikTok Creator Rewards | ✓ Available | Sources agree it is in the program. |
| Upwork and Fiverr | Check at sign-up | Two guides put Upwork in over 180 countries. Fiverr publishes no country list we could read, so confirm both at sign-up. |
Tax on online income in the USA
- Self-employment taxSelf-employment tax is 15.3%: 12.4% for Social Security and 2.9% for Medicare. It applies when your net earnings from self-employment are $400 or more.
- Set money asideNo employer takes it out for you, so plan for it from your first payment.
- Dividends and crypto countStaking, mining and dividends are all reportable income.
- FilingPwC says Form 1040 is due on 15 April, unless that day is a weekend or a federal holiday.
- Sales taxPwC says there is no federal sales tax or VAT, and that 45 states and the District of Columbia impose sales taxes.
Quick answers
Can you make money on YouTube in the USA?
Yes. The USA is on Google’s list of program countries. AdSense pays out at $100 in US dollars, and its threshold differs by account currency.
How does Google pay in the USA?
The USA is on Google’s electronic transfer list.
Do you pay tax on online income in the USA?
Self-employment tax is 15.3%: 12.4% for Social Security and 2.9% for Medicare. It applies when your net earnings from self-employment are $400 or more.
What people in the USA search for
- How to earn money online in the USA
- Passive income in the USA
- Affiliate marketing in the USA
- Earn money online in the USA
Before you pay anyone
- Offers of pay for liking videos or rating products follow a known scam pattern.
- Never pay a fee to get a job or to withdraw your earnings.
Read next
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Sources
- YouTube Partner Program country list, checked 5 Nov 2026
- AdSense electronic funds transfer country list, checked 5 Nov 2026
- AdSense: add your payment method, table by country, checked 5 Nov 2026
- AdSense payment thresholds, checked 5 Nov 2026
- GetMany: Upwork against other platforms, 2026, checked 5 Nov 2026
- Xflow: Fiverr vs Upwork 2026, checked 5 Nov 2026
Show the other 13 sources, each with the day we read it
- Etsy Help: payment processing fees, checked 5 Nov 2026
- Shopify Help: supported countries for Shopify Payments, checked 5 Nov 2026
- Prolific: who can take part, checked 5 Nov 2026
- Prolific: for participants, checked 5 Nov 2026
- Gemlist: TikTok Creator Rewards requirements 2026, checked 5 Nov 2026
- Toptal: how to join the TikTok Creator Rewards Program, checked 5 Nov 2026
- Multilogin: TikTok Creator Rewards Program, checked 5 Nov 2026
- FTC Data Spotlight: Paying to get paid (12 Dec 2024), checked 5 Nov 2026
- IRS: self-employment tax, checked 5 Nov 2026
- IRS: digital assets, checked 5 Nov 2026
- IRS Topic 404: dividends, checked 5 Nov 2026
- PwC: United States, tax administration, checked 6 Nov 2026
- PwC: United States, other taxes, checked 6 Nov 2026